About the Scheme
Over 50’s Annual Travel Scheme
The NARPO travel cover Member’s Travel Insurance Scheme is available to all NARPO members aged between 50 and 79 years of age residing in the UK.
Once a scheme member no upper age limit will apply provided cover is not allowed to lapse.
What’s included
- Full European or Worldwide Cover
- No medical screening information is required
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No limit to the number of journeys
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Any single trip can last for up to 65 days (45 days for Caribbean, USA or Canada travel)
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Winter sports cover up to 17 days
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Members can opt to include partners, spouse and children (until their 21st birthday)
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Pre-existing medical conditions are covered as long as members are fit to travel (as defined in the policy), do not have a chronic breathing condition, and not terminally ill.
The package of benefits at a glance
| Cancellation | £5,000 |
| Curtailment | £5,000 |
| Medical and additional expenses+ | £5,000,000 |
| Extra overseas accommodation in event of injury/sickness+ | £5,000 |
| Emergency dental treatment | £750 |
| Overseas local burial/cremation* | Up to £2,000 |
| Repatriation of mortal remains to UK | Covered |
| Emergency medical repatriation and evacuation* | Covered |
| Compassionate overseas visit* | Covered |
| Personal accident benefit (death, loss of limb(s), loss of sight, or permanent total disablement resulting from bodily injury caused by an accident)* In the event of death of a child under 16 |
£15,000
£3,000 |
| Personal baggage Single item/set of items limit |
Up to £1,500
Up to £350 |
| Delayed baggage (more than 12 hours)* | £150 |
| Personal money (e.g. cash, travellers cheques, travel tickets) Cash limit |
Up to £500
Up to £250 |
| Loss of passport | £250 |
| Delayed departure: every 12 hours* | £50 up to £200 |
| Extended delay | £2,000 |
| Missed departure | £1,000 |
| Catastrophe cover* | £300 |
| Legal expenses* | £25,000 |
| Personal liability* | £2,000,000 |
| UK travel cover | Various amounts payable |
| Winter sports cover | Various amounts payable |
Please note: Full details of all the benefits under the policy are given in the Evidence of Insurance document.
All benefits are subject to £75 excess except those marked with an asterisk (*). The benefit marked with a cross (+) is subject to £75 excess unless a UK Global Health Insurance Card (UK GHIC) is used. Benefits are subject to conditions, limitations, and exclusions detailed in the Evidence of Insurance document
Where a medical benefit is shown as “Covered” in the table above, the overall £5,000,000 cover limit relating to medical and additional expenses applies. Where there is a specific limit or amount payable for any individual medical benefit, this is stated.
Why choose CSIS?
Our customer service, and treating customers fairly is at the heart of what we do. Rated 'Excellent' for our service on Trustpilot. We are always happy to speak to you on the phone, and our policies include the following as standard:
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Transparency & trust from the insurance people who care.
Unlike many other insurance brokers we are always ready to pick up the phone and talk to you. Our friendly and knowledgeable team are here for you.
With our great service you can trust CSIS to provide you with the cover that is right for you. Our range of optional cover options can also be added to any policy if required, and there are no CSIS administration fees on any of our policies.
A reputation you can trust.
Don’t believe us? Just read through some of the many reviews we have from our NARPO members.
Call our friendly sales team today on
01622 766960 (option 6)
Office Hours:
- 9.00am - 5:00pm Monday - Friday
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Phone Hours:
- 9:00am - 4.00pm Monday - Friday
NARPO Travel Insurance is a trading name of the Civil Service Insurance Society (CSIS), which is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 304151).
The policy is distributed by CSIS and underwritten by Lloyd’s Syndicate 4444, managed by Canopius Managing Agents Limited. Canopius Managing Agents Limited is authorised by the Prudential Regulation Authority and regulated by both the Financial Conduct Authority and the Prudential Regulation Authority (Firm Reference No. 204847).
The travel scheme and online system are provided by P J Hayman & Company Ltd, which is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 497103).